The Impact of Strategic Planning on the Profitability of the Islamic Banks Operating in Palestine: The Mediating Role of Risk Management رسالة ماجستير

Abstract

Strategic planning has a significant role in the process of achieving profitability and in increasing productivity, improving quality and processes. SP also allows the organizations to deal successfully with the future, by providing the ability to monitor resources, respond effectively to environmental changes, and enhancing its ability to develop value creation strategies and value strategies through which companies seek to achieve a competitive advantage. This study focuses on the impact of strategic planning on the profitability of the Islamic Banks operating in Palestine with the mediating role of risk management. The study uses a descriptive-analytical approach to achieve the results; questionnaire was used as data collection tool to gather information from (100) directors and employees in the Islamic banks in the West Bank. The Secondary data was obtained from published and unpublished articles. A structured questionnaire was distributed to the directors and employees in the in the Islamic banks in the West Bank. Results showed that the level of (RM) variable were also high which indicates that the participating respondents have a positive view towards (RM) in Islamic banks in Palestine, there were a positive relationship between (SP) and (profitability), there is a vi mediating role of (RM) in the impact of (SP) on achieving (profitability) in the Islamic banks in Palestine. Furthermore, the results of the level of practice of (SP) variable were high which indicates that the respondents have a positive view towards the dimensions of (SP). The level of (profitability) was high, which indicates that the respondents showed a high level of (profitability) in the Islamic banks in Palestine. The results also concluded that there were no significant statistical differences in the mediating role of risk management in the Impact of (SP) on profitability in the Islamic bank in Palestine due to gender, age, education, job title, years of experience, on all dimensions of SP, profitability. And risk management. But there were significant statistical differences in the mediating role of risk management in the Impact of (SP) on profitability in the Islamic bank in Palestine due to bank name & specialization. Based on the above results the researcher recommended that the Islamic bank should be more involved in developing its goals to enhance profitability, the researcher proposed to conduct a similar study on other Palestinian sectors since no literature is found for this context in this area. This will offer an opportunity to compare different results and implications.